@thetexashomegirl: Here's what nobody explains: ✅ 580 = you can get approved, but you're paying your down payment out of pocket ✅ 620+ = you can get approved AND qualify for down payment assistance That 40-point difference can decide whether you bring thousands to closing or get help covering it. You're not behind. You just weren't taught the system. 💅🏾 👉🏾 Comment "620" if your score is 620+ and you're ready to buy a home in the DFW area 👉🏾 Comment "HER" if you need help getting your credit #downpaymentassistance #texashomegirl #dfwrealtor #firsttimehomebuyer #creditrepair