@nateloans: When you’re buying a house and getting a mortgage, the interest rate is important but by itself, it means nothing. That’s because you can get a really low rate but getting charged thousands of dollars on the backend. The important thing is to always read your loan estimate. You don’t need to understand the whole thing, but you do need to look at section A to see if you are buying down your rate. even if you don’t see points that doesn’t mean you’re in the clear the section needs to be $2000 or less otherwise your lender is charging you for the rate they’re offering. If you want me to review your loan estimate for free click the L.I.N.K in my bio and upload it using my free quote tool. . . . #mo#mortgageo#mortgagetipso#homebuyingtips