@rizkiafiana: #intoface

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Tuesday 20 October 2026 11:48:11 GMT
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Every tax bracket has a ceiling, and any unused space between your annual income and that threshold represents a deliberate planning opportunity that permanently disappears once the calendar year closes. In transitional years—such as early retirement prior to claiming Social Security or before Required Minimum Distributions (RMDs) begin—proactively filling lower brackets through strategic Roth conversions or intentional capital gains realization allows you to capture lower marginal tax rates before facing higher mandatory income later in life. Have questions book a free call using this url or click in my bio - https://meritagewm.typeform.com/consultation Meritage Wealth Management (MWM) is a Registered Investment Adviser in the state of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss. This platform is solely for informational purposes and is not offering advisory services or sales of securities. “Likes” should not be considered a positive reflection of the investment advisory services offered by Meritage Wealth Management. Comments by viewers and/or recognitions are no guarantee of future investment outcomes and do not ensure that a viewer will experience a higher level of performance or results. Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, we may edit or delete personally identifiable information, scam/fraud messages, and misinformation. #CFP #Financialplanner #retirement #retirementincome #IRS
Every tax bracket has a ceiling, and any unused space between your annual income and that threshold represents a deliberate planning opportunity that permanently disappears once the calendar year closes. In transitional years—such as early retirement prior to claiming Social Security or before Required Minimum Distributions (RMDs) begin—proactively filling lower brackets through strategic Roth conversions or intentional capital gains realization allows you to capture lower marginal tax rates before facing higher mandatory income later in life. Have questions book a free call using this url or click in my bio - https://meritagewm.typeform.com/consultation Meritage Wealth Management (MWM) is a Registered Investment Adviser in the state of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss. This platform is solely for informational purposes and is not offering advisory services or sales of securities. “Likes” should not be considered a positive reflection of the investment advisory services offered by Meritage Wealth Management. Comments by viewers and/or recognitions are no guarantee of future investment outcomes and do not ensure that a viewer will experience a higher level of performance or results. Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, we may edit or delete personally identifiable information, scam/fraud messages, and misinformation. #CFP #Financialplanner #retirement #retirementincome #IRS

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