@anutterhomeloan: Part 1 — He thought his soon-to-be-ex was paying the mortgage. She was. Just on day 31, every month, for 13 months. A late payment doesn't hit your credit until it's 30 days past due, so day 31 is the first day it counts. If someone else handles a bill with your name on it, check your credit yourself. Would you have caught this?

Andie :

this is brilliant on her part. insane. but brilliant

The Cat Pssspssspssperer2.0 :

So he's picking out curtains and buying a new love shack while still married. Honestly...serves him right.

Ⲋⲏⲇⲛⲛⲟⲙⲉⲛⲟⲛ Ⲇⲅⲧ₊˚☾⋅☁️♡ :

if he checked his credit frequently he could have nipped that in the bud

FloridaMeerkat :

Wouldn’t that be hurting her credit too?

CPACURA :

She’s either one month behind or just paying it late on purpose, that’s just evil

primocha :

Be cordial with your exes, people. It might be hard at first, but it's worth it.

Gina Denny :

When I worked at a bank I saw this happen—they’d miss one payment and then just be off-cycle for forever afterwards. Every payment showed up as late because they used their payment history to judge when to make the next payment

laiba :

Wouldn’t this screw up both credits then?

hannahb2009 :

This is a petty queen and I’m gunna need to know what he did to earn this.

Bethany Kerr :

Ha ha! That’s great! Maybe Kelsey can help him out😂

Dana :

My ex is currently doing this to me!! With his car

MissCoooooooool :

Where are all the people who say “get married because it protects you!!!!”

Brian Granroth :

That’s why during my divorce I made sure all the bills were paid until the papers were signed! I couldn’t trust her to pay any bill on time. Within a year her credit score went from low 800’s to high 400’s! I still have my perfect score

🍯 🐝 HoneyBee🐝 🍯 :

She’s such a baddie for that

Courtney Babb :

Not me thinking grandpa was being talked to via Ouija board 😂

sew_sew_megan :

Wouldn’t this also hurt her credit? Who in their right mind would pay the mortgage on a house that is only in their spouse’s name?

morningstar_k8 :

I love her

Jenny K 831 💙 :

This happened to me, but with federal taxes 👀

Ms. Ramirez :

I wish I had done that. He was the only one on the loan. 😭 I was too nice

Mélissa :

Always have court-ordered assignment of debt baked into your marital settlement agreements!

Melanie :

First rule of divorce: Take ownership of all debt that your name involved and offset with assets.

Amy Cederna :

My ex-husband stopped paying our mortgage during our divorce and I had no idea

Sconesy Cider :

Imagine knowing you’re trying to buy a house with one person & your credit score is still attached to a different house that someone else is living in for 13 months & you just assumed they were still making your life easier lol that’s on him

Kristen Janowski :

😂mine just stopped paying the mortgage all together. Thank god my name wasn’t on anything… men. This women is a genius

JoLeap :