@lecypher: Don’t just look at your bank balance. Look at what your bank is charging you to use your own money. Because before you decide whether something is expensive… you first need to know what you’re actually paying for.

Nox_in_Transit :

For me, it’s worth it. I enjoy the free lounge access benefit when I travel

Rebeiloe :

Lmao I’m busy downgrading my account 🤚🏽 singaphela with benefits that require a credit card

Nveey28 :

Excellent and efficient service, Investec anyday

Bash :

Well mine worked for me wen I used to travel a lot, also got preferential rates wen financing my car and other stuff, so it really depends

Phelo :

I switched my FNB card when I realised my charges are way high now that I’m on the lowest account I hardly get charged a lot

DearlyLoved :

Homework… i personally realised that i wasn’t using my full benefits that my card was giving cause I didn’t need them. So i changed to lower with a different bank. Let me also not say i didn’t need them, cause i honestly didn’t understand them, they carried no value for me currently.

Te rence :

I use an ordinary debit card R8 p/m

Enkosi Ngewu | Financial Edu. :

I genuinely believe a R300 bank account that gives someone benefits they genuinely use could be better value than a R100 account. The issue is not cheap versus expensive. It is intentional versus automatic spending.

Manoko. :

I hear you on not taking the time to go explore other banks and their benefits but the colour of the card doesn’t matter coz no one sees it anyway (since most of us pay ka Apple Pay). But the benefits? The interest rate for my car finance? Delicious!!! The fixed R300 I pay monthly also covers the transactional charges which would’ve exceeded R300 if they charged per transaction coz I transact quite a lot okay??? The access to a dedicated banker when you need tailored advice as well on rates or other products (which happens a lot coz we are old now and we’re making serious financial decisions and purchases, etc). Lounge access is not a thing for me coz I use it like 2-3 times a year and lounges are always packed anyway.

Reuben Davids :

FNB Private Clients? Bane of my existence.

lukholeni :

I downgraded they call me everyday!😭😭 Yes that’s the bank my mom opened for me.

Pampi :

utsho kum mos coz standard bank private banking is so useless

TP Mcphly :

I get this logic and fully agree with it, but.... with the amount of ebucks I get, my account is basically free and I get paid to use it.

Rasi :

Guys banks are out here to make money. The so called “benefits” are just an illusion. We pay for them. Whether one is on the lowest or top tier account, you shall pay😆

Beloved-Yaya :

Its all that admin of changing that turns me off BUT honestly the loyalty is one sided

Riri :

Cancelled Investec for the lowest account in discovery.

OLD SKOOL JUNKIE :

I wouldn't.. Even if you took all features of a German car to Chinese car-I wouldn't. Same with banking I'd rather downgrade than switching.

Nastang13 :

Iyo, I’ve used FNB my whole life because that’s what everyone used at home 😭😤 I need to start looking at other options 🙌🏾

⭕️nyx💫 :

I would not change it.

X wale Downs! 👆🏾⭐️⭐️💛 :

lerato aphane :

I’d still use the same bank

Avuzwa Melane :

😭I still use the same card I got at 16

Ndivho Ndou :

With FNB i like I can use my ebucks to pay for bank charges, and the discount that i get on ebucks payday are amazing, i will stick to my black card any day

Tharis :

I would still use it, I get ebucks 3x more of the bank charges every month plus free vouchers at certain restaurants, discounts at certain salons, Spa, restaurants and kids activities. Plus access to lunges and free access to certain courses. I’m happy

Shenge_oyiSoftware_Developer💻 :

Le video uyenzele mina Enkosi??