@avelanhealth: Most families don't think about estate planning until something forces the issue. A death, a diagnosis, or a mistake someone else already made. A few of the biggest surprises: a beneficiary form on an account overrides whatever your will says, so an old form (like an ex spouse never removed) can undo your intentions completely. A trust you set up but never actually funded doesn't protect anything. It's just paperwork sitting in a drawer. And if long term care ever becomes a reality, Medicaid looks closely at any transfers made in the prior 60 months, so timing matters more than most people realize. What's one thing on this list you didn't already know? Tell me below. 👇 📌 Save this for reference. 🔔 Follow @avelanhealth for simple Medicare and retirement education. ‼️ General education only, not legal advice. Estate and Medicaid rules vary by state. Consult a qualified estate planning or elder law attorney for your situation. #retirement #retirementplanning #estateplanning #medicaid #education
