@mortgagesavvi: The best type of down payment assistance for a home buyer is SELLER CREDIT 💰 There are many strategies to make seller credits work for your financial goals. Temporary buy downs are a strategy that many of my new home buyers love for a few main reasons: 1. It helps lower mortgage payments in a high interest rate environment 2. It helps with payment shock for renters buying a home with a higher monthly payment than they’re used to 3. You can refinance when interest rates drop and not “lose” any of the buy down funds This is one of the many advantages that home buyers looking in today’s market have over buyers who wait until busy spring market to start their home search. Message me today if you want to learn more about how we can help you use a temporary buy down to purchase your first or next home! 📲 @mortgagesavvi | 309-533-2775 #mortgage #homebuyertips #downpaymentassistance #firsttimehomebuyer #chicagorealestate