@jodie_starlinghomestead: Replying to @Teppy / Goddess Brows Owner HOW TO WORK OUT YOUR ANNUAL HOUSEHOLD SPENDING USING CHATGPT * Step 1: Download 6–12 months of bank statements from all your household accounts, including credit cards. * Step 2: Remove sensitive information, such as account numbers and addresses. * Step 3: Upload your statements to ChatGPT. PDF, CSV and Excel files work well. * Step 4: Copy and paste this prompt: “Analyse my uploaded bank statements and categorise our household spending into categories such as groceries, mortgage or rent, utilities, insurance, transport, subscriptions, eating out, entertainment and shopping. Separate essential spending from discretionary spending, identify recurring bills, estimate our average monthly and annual spending, and flag anything you’re unsure about. Check for transfers between our own accounts, refunds and possible duplicate transactions to avoid double counting. Explain any limitations in the calculations.” * Step 5: Answer any questions ChatGPT asks to clarify transactions, transfers or missing accounts. * Step 6: Review the results to see your essential costs, discretionary spending and total annual household running costs. PS - not a fan of Ai and try to avoid where possible but it has been a great tool when it comes to our budgeting #budget #Budgeting #budgettips #money

Jodie|StarlingHomestead

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Tuesday 20 October 2026 21:15:18 GMT

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Virtual Coastie - Tradie VA’s :

We use PocketSmith and have it connected to our bank accounts cause we probably have 15+ bank accounts and I can tell you how much we have spent since 2018

2026-10-21 05:58:23

JBDnz :

Thanks for this Jodie. You are so generous with your information sharing x We are in the process of buying a home and this is priceless.

2026-10-20 23:03:02

JustTee :

Thanks Jodie!

2026-10-21 00:09:37

My anxiety creeps inside of me :

Dang ours is $101,656.12 without food clothing or emergency expenses like the five new tyres I've had to buy in the last year. Medical insurance is our biggest expense at almost $10,000 and I'm constantly going back and forth about weather it's worth the cost or not.

2026-10-20 22:10:45

🤔 :

Love that, thank you xx

2026-10-21 00:22:09

Sparkling T ✨ | Fun :

Brilliant

2026-10-20 23:46:03

Jodie|StarlingHomestead :

@Jleigh890

2026-10-20 21:21:24

Jodie|StarlingHomestead :

@madeline

2026-10-20 21:22:08

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Jodie|StarlingHomestead

Open In TikTok:

Region: NZ

Tuesday 20 October 2026 21:15:18 GMT

Music

Download

Comments

Virtual Coastie - Tradie VA’s :

We use PocketSmith and have it connected to our bank accounts cause we probably have 15+ bank accounts and I can tell you how much we have spent since 2018

JBDnz :

Thanks for this Jodie. You are so generous with your information sharing x We are in the process of buying a home and this is priceless.

JustTee :

Thanks Jodie!

My anxiety creeps inside of me :

Dang ours is $101,656.12 without food clothing or emergency expenses like the five new tyres I've had to buy in the last year. Medical insurance is our biggest expense at almost $10,000 and I'm constantly going back and forth about weather it's worth the cost or not.

🤔 :

Love that, thank you xx

Sparkling T ✨ | Fun :

Brilliant

Jodie|StarlingHomestead :

@Jleigh890

Jodie|StarlingHomestead :

@madeline

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