Same thing. With an IRÁ u pay taxes as u go. With a 401K u pay taxes all at once. So either way, ur paying taxes.
2026-10-21 19:46:29
5
aanz :
201k out of 401k is really yours.
2026-10-22 00:47:15
1
*meup :
dude, no matter what, we pay taxes 🙄
2026-10-21 23:41:39
5
Bama Hill-Billy :
Well taking in out when you’re retired is cheaper than paying taxes on it now when you’re making big jack$$$! That the whole advantage of a 401K. Shield the money from taxes when you’re making money and in a high tax bracket. And live off it when you’re retired and aren’t making money and in a lower tax bracket.
2026-10-22 01:58:23
5
Watava :
Why obsession with Roth you are not going to withdrew all at once.it is not like everyone have 10 mil in retirement
2026-10-22 02:21:22
2
tkrö :
The whole system is BS in this land of greed.
2026-10-22 14:18:57
3
RandomTok :
Problem with 401k is it assumes you will be in lower tax bracket in retirement. To do Roth conversion, it might be in higher tax bracket than retirement and you need cash from outside sources to pay the tax bill
2026-10-23 02:19:00
0
Kevin H :
It’s still your money
2026-10-23 22:03:50
1
bdeanlong :
I have a Roth IRA in my 401k fidelity account, is that the same thing?
2026-10-21 13:38:55
0
Bridget L :
What about a Roth 401k
2026-10-23 01:05:08
1
laydejo :
makes sense. thanks
2026-10-22 14:18:29
0
camahone :
or you could take withdrawals every year if that fits your situation better. you won't escape taxes.
2026-10-21 16:24:33
2
derrickmorris653 :
I just need all of my money
2026-10-21 19:35:25
1
davidreed312 :
it's okay to pay taxes if you got 2 million dollars why are you complaining about paying taxes
2026-10-22 15:39:27
1
johnwhite8388 :
BS if you take it out right u won't pay almost anything
2026-10-22 00:02:04
0
sarg :
😳😳😳
2026-10-21 18:23:09
0
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