@mintghana: Just because you can pay for it doesn’t mean you can afford it. You may have GH¢2,000 in your account and want something that costs GH¢1,200. But what happens after the payment? Can you still cover your bills? Can you still save? Will you need to borrow before the week ends? That’s the real affordability test. Sometimes the smartest thing you can say is not: “I can’t buy it.” It’s: “I can’t afford it yet.” Read more practical money lessons at mintghana.com #fyp #PersonalFinance #MoneyTips #FinancialEducation #MoneyManagement