@valoanbish: ⚠️ Thinking about selling your home “Subject To” your existing mortgage? Watch this first. Subject-to deals are all over social media right now — often pitched as an easy way to sell your home, walk away from the property, and let an investor take over the payments. But here’s what sellers need to understand: the mortgage typically stays in YOUR name. That can mean: 🏠 The existing loan can continue reporting on your credit 💳 Late or missed payments can potentially damage YOUR credit 📉 The outstanding mortgage may affect your ability to qualify for another loan ⚠️ Your loan may contain a due-on-sale clause that could be triggered by the transfer 🔑 And if the buyer/investor stops performing, getting control of the situation may be far more complicated than you expected Subject-to can be a legitimate real estate strategy in the right circumstances — but sellers need to understand exactly what they’re agreeing to and what protections they have before signing over the deed. Before you let someone “take over your payments,” make sure you understand one very important distinction: They may own the house — but you may still owe the mortgage. #SubjectTo #RealEstateInvesting #HomeSellerTips #MortgageTips #RealEstateEducation

Brooke Villano

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Region: US

Wednesday 21 October 2026 13:16:18 GMT