@creditsavvygil: Most people don’t realize that when a debt gets sold to a collection agency, there may be opportunities to challenge how that debt is being reported. Just because a collection agency purchased your debt doesn’t mean everything they’re reporting is accurate or that they have all the documentation to support it. Understanding what to request, what to look for, and your rights under the law can make a difference. Before you assume a collection account is reporting correctly, know your rights. Comment CREDIT if you want to learn more.