@raymiramontes_realtor: A $20K price reduction or a $20K seller credit—which helps your monthly payment more? 🏡 A lower price can save you money, but using a seller credit to buy down your interest rate could lower your payment even more. Before you negotiate, compare both options with your lender. Same $20K. Different impact on your budget. 📲 Call or text Ray directly at 562-600-9793. Ray Miramontes | The Mira Group | Circle Real Estate | DRE #01931740 *Examples are illustrative. Actual rates, buydown costs, credit eligibility and savings vary.*

Ray Miramontes - Real Estate

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Wednesday 21 October 2026 21:31:43 GMT