Shelbi | Real Estate Advisor
Region: US
Thursday 22 October 2026 02:54:56 GMT
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Jill :
Never ever buy a new build. They’re cheaper because they’re cheaply built and not good quality
2026-10-23 00:00:22
618
sunnyjones816 :
Who has an assumable mortgage?!
2026-10-23 19:57:32
1
:
Yesss! I just listed a house in San Diego with an assumable loan with a rate of 2.75%
2026-10-22 19:25:49
68
Perpetually Confused :
Everyone is missing the point that houses (and i don’t believe it is just my area) are WAY overpriced.
2026-10-22 19:27:32
460
LIBEMANFESTATION :
Assumable was how we got ours too, that 3% vs 7.5% math is real, saved us like $1K/month
2026-10-22 14:10:45
129
Baggie_Boo :
Easy. Drop the rates
2026-10-23 02:35:22
55
Teddy :
We just realized buying the primary residence as a horrible investment
2026-10-22 04:08:34
26
Christian :
Wouldn’t touch a new build with a 10 ft pole.
2026-10-23 19:46:36
7
Larry Navarrete :
In theory there great but who qualifies when the seller has tons of equity.
2026-10-25 06:40:18
0
Intrepid :
new build rates are 8+ up to almost 11...not very competitive.
2026-10-22 13:26:21
6
chazcoolcraft :
2.3% here
2026-10-26 00:35:15
5
memo :
Ok how do we find assumable loans??
2026-10-25 02:18:33
5
Coach.Ceezy :
stop with the assumable mortgages. the buyer still has to get a loan to make up the difference between sellers current loan and sales price. most only go to 90%, meaning now buyer needs a 10% of their own money, instead of 3-3.5% on a new loan. STOP THE SMOKE AND MIRRORS
2026-10-22 21:09:45
13
Wronda89 :
I thought assumable mortgages were only for family members or relatives. I didn’t know you can take over a stranger’s loan if they allow it of course 🤔
2026-10-27 20:25:50
1
Angelita Fierro Dufo :
The whole world needs to boycott the mortgage companies and just don’t buy don’t buy assume somebody else’s mortgage buy Land don’t buy at 7%
2026-10-28 17:31:16
2
Whimple21 :
I won’t sell but maybe we can trade with someone else who has a 3% rate 😏
2026-10-22 15:52:36
25
usernameunknown :
Assumable mortgages don’t financially make sense because in most cases you need a second mortgage (at9%) to cover the equity.
2026-10-25 10:38:30
0
katherine | wfhm 🎀 :
can you do an FHA loan if youve already done one in another state? we did an FHA in UT. our interest rate is 3.25% and we are wanting go move to WA next yr.
2026-10-23 19:09:58
1
INDYj_24 :
If someone assumes your mortgage, how do they pay you the amount exceeding the amount due on the loan? Do they have to get a separate loan?
2026-10-27 17:17:34
1
Cosmic Mama :
You couldn't pay me to buy a new build.
2026-11-01 09:50:26
1
JR :
Not everyone is financing , everything is Overpriced
2026-10-23 13:57:33
3
Ok Dokkie :
Where/how can you get the assumable mortgages?
2026-10-23 04:14:14
1
MarianCooperRealtor :
fantastic topic
2026-10-22 22:35:49
2
Winnie the foo :
Because people can refinance
2026-10-24 01:27:17
0
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