@thevaultpodcast: Five years of repayments and her student loan has gone up by £15k 😳 Most UK student loan repayments depend on what you earn rather than what you owe, but a Master’s loan would add an extra 6% on top. Would you take on the Master’s loan, or hold off for now? 👇   #studentloan #studentfinance #mastersdegree #nhsmidwife #ukpersonalfinance

The Vault Pod🎙️
The Vault Pod🎙️
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Thursday 22 October 2026 05:00:03 GMT
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elphaba1111
GreenWitch :
complete agree that nhs workers shouldn't have to pay for their education. but at this point, she should go ahead and add to the loan to get her masters. she is never going to pay the loan back and the loan amount isnt what affects how much she pays, her earning are. so it doesnt matter if she takes a further loan out to get a masters.
2026-10-22 06:43:28
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lisa_time0
lisa_time0 :
Yes because you will then be paying two separate loans, no one told me this before I did it. I pay £430 in student loan repayments (both) on a £58k salary.
2026-10-22 08:53:07
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grif97
Katie Lou :
I’ve just finished my masters. I now have 2 student loans and it’s £120,000 I will never pay it off regardless so if you can just go for it and accept the fact it’s a further 9% tax for the rest of your career
2026-10-22 08:21:31
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nicnips
nic :
i mean i would put the ivf on hold for now and get your masters and pay for it yourself.
2026-10-22 06:23:22
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