@polokoglobal: Develop a vision for your life and let it drive your decisions. That TFG account almost ended me. 😅

Poloko Global
Poloko Global
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Region: ZA
Thursday 22 October 2026 12:01:11 GMT
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nae_khabele
🌻K. H. K :
there's nothing wrong ka this account the problem is us taking and taking bese kuba nzima to pay
2026-10-22 15:31:45
2118
thabang.gololo1
Thabang Gololo :
"people were paying off cars and house, I was paying off red bad jeans" 😂 that is a bar Mr Poloko
2026-10-22 18:23:36
852
user19806966814048
Bridgette Mabena :
Sekoloto is a licence to pretend
2026-10-22 14:16:17
415
ii_awande.mjila
𝓜𝓪𝓣𝓱𝔀𝓪𝓵𝓪𝓚𝓪𝓑𝓪𝓫𝓮🫀 :
I’m doing my second year and using it to build my credit score, the problem is not the card it’s self discipline🥰
2026-10-24 17:54:41
457
kgomotso_mak
Kgomotso_Mak :
Ok it depends, I used to to built my credit score, I buy something for R600, I’d pay R300 same time, today my credit score is at 651, i’ve only utilised 4% of my credit, that account needs discipline.
2026-10-22 17:04:55
277
shombela11
shombela11 :
Come let's spend😂😂 I feel like this thing is about discipline guys
2026-10-22 18:37:07
413
usercn007
UserCN7 :
Comparing Buying A House To R5k Clothing Loan😫. A Bad Financial Decision Is Having To Buy A House or Car On Finace Without Having A Credit History.
2026-10-22 14:05:24
139
atlehang.moloanto
Atlehang Moloantoa :
me too I regret it everyday
2026-10-22 14:02:56
158
aviwe.bonase
Aviwe Bonase :
TFG is not the problem the person holding the accountable is the problem 😂😂once you start using above what you can really afford that is where the problem starts
2026-10-23 01:54:06
143
k.y_011
Miriam Shikongo :
One of the decisions I made before working: No credit cards of any kind my lady🎀✨
2026-10-22 14:16:39
78
rekisasomething
Mr Rekisa Something :
Success is order my beloved brother My situation I will safe and buy cash
2026-10-22 12:28:03
17
sibiyaomnyama
Sibiya Omnyama 🦍 :
I reduced mine to 1.5 its been two years now i dont see any problem with it, im cancelling it December cos im planning on getting a car
2026-10-22 19:03:22
16
baxolele_nick
Baxolele😊 :
Hence i always say layby layby layby. Accounts have all these extra costs and interests which are keeping most of us as black people behind and end up having bad credit records from a young age.
2026-10-22 15:44:05
13
kingmaveric15
King Maveric :
The problem starts when you don't want to pay there's nothing wrong with that clothing account. Even with credit card or truworths you can't use it to the max expect low Installments
2026-10-22 16:47:20
16
itssz_nicole
Nicole :
my biggest regret is having 2 credit cards
2026-10-22 14:47:27
15
_meloa_
Tshepo Meloa :
I was thinking of buying clothes right now for December and my installment is R320. You just saved me, thank you so much brother 🙏🏾
2026-10-22 15:42:50
9
thabiso_keat
Thabiso Keat :
they convinced me to open one when I was a student, how could I be so stupid to agree while my only source of income was NSFAS
2026-10-22 16:45:16
8
ttytt350
Sabina Nangombe :
I only use it for lotion from Foschini😂
2026-10-22 16:14:43
7
ttrs3838
ttrS :
You taking me back . We all started at sport scene
2026-10-22 15:36:54
38
iheart.lisa
Lisa💘 :
I Got rejected
2026-10-25 22:06:37
5
shaniqualuscious
VIXEN :
Nothing wrong with TfG accounts Just dont buy things over 2k at once
2026-10-23 12:44:03
11
aobakwekgalapa
aobakwekgalapa :
It found me when I was in varsity first year nkosi yama lapho I didn't even know what is credit score
2026-10-22 17:48:44
29
mantande70
MaNtande :
so how long did it take for u to pay it off ...im a student as I just realized I am in that trap ...did u pay it before or after u got a job
2026-10-22 14:39:44
7
y.b.atee
YoungboyAya || Tech 🧑🏽‍💻 :
Followed by Payflex
2026-10-23 11:34:44
147
tebatson4
TebatsoNkosana🇿🇦 :
im owing close to 13k by now
2026-10-22 18:43:49
62
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