@christinatheceo: You checked your score and closed the report. Here are the four parts you skipped 📄 1. Personal information. Old addresses, name spellings or employers you do not recognize can point to a mixed file. Write down anything that is not yours 2. Account details. Look past the balance. Check the reported limit, the dates, the status and the payment history 3. Inquiries. Flag any hard inquiry you did not authorize 4. Collections. Check who is reporting each one and whether the details match Checking your own report is a soft inquiry and does not hurt your score. Pull yours free at annualcreditreport.com. If something is inaccurate, dispute it in writing and keep copies. Want me to walk through your report with you? Start here: consult.christinatheceo.com/start Education only, results vary. Save this for your next report check and send it to someone who has never read theirs. #creditreport #howtoreadyourcreditreport #creditscore #crediteducation #creditbuilding #hardinquiries #financialliteracy #personalfinance #christinatheceo #ctcsolutions