@mannyawasom: Holding for 5 years? Get 7 years of debt. How to match loan term to hold period in multifamily: In Manny's example: a 5-year hold, a 7-year loan, 2 years of cushion. Why it matters: Plans slip. If the sale or refi runs late, you don't want the loan coming due at the same time. A loan term longer than your hold buys you time instead of a forced sale or refi. Save this for your next deal review. 🎓 FREE MSA Deal Room every Saturday 9:00 AM PT 📍 msadatainsights.com/dealroom 🏢 See how XSITE Capital underwrites its deals: xsitecapital.com #multifamily #underwriting #realestateinvesting #commercialrealestate #apartmentinvesting #debtfinancing #holdperiod