@_girllockin: Sinking funds helped me break my Pay in 4 habit! 🙌🏽💸 Instead of splitting purchases into payments and stressing about future paychecks, I started setting money aside for expenses BEFORE they came up. Christmas? Funded. Travel? Funded. Unexpected expenses? Less stressful. The goal isn’t to stop spending money. It’s to stop spending money you haven’t saved yet. 👏🏽 Start your sinking funds today and give your future self some breathing room! 🔗 Track your budget for FREE with EveryDollar: http://budget.everydollar.com/girllockin #SinkingFunds #BudgetingTips #BuyNowPayLater #PersonalFinance #GirlLockIn
I’m guilty with using them 🤦🏾♀️🤦🏾♀️and it definitely isn’t for emergencies. Is Optun considered a sinking fund??
2026-10-26 04:35:41
1
Kim | Personal Finance Content :
I haven’t used them before but my credit card was wracking up though 😂
2026-10-25 23:53:22
2
K2 :
I love them but I don’t get alot of stuff
2026-10-25 15:19:48
4
Denaya | Cruise+Travel Advisor :
Totally guilty of doing this with flights. But listen, I’m a work in progress, the trip MUST be funded 🤣
2026-10-24 20:47:30
5
Lyn 🖤🔱❤️ :
I’ve never done them but it seems like they are rampant. What happens if you miss a payment? And I’ve recently seen people using them to get money orders.
2026-10-24 21:14:03
2
To see more videos from user @_girllockin, please go to the Tikwm
homepage.