@thevaultpodcast: Three credit cards down, two to go - which one would you clear next? 💳 Snowball and avalanche both point to the £1,878 card at 40.9%, and going for it first saves her about £70 and gets her down to one card five months sooner. Would you have trusted the maths, or gone after the scarier-looking card? 👇   #creditcarddebt #debtsnowball #debtavalanche #debtfreejourney #ukpersonalfinance

The Vault Pod🎙️
The Vault Pod🎙️
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Friday 23 October 2026 09:00:03 GMT
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stephanieduncan268
stephanieduncan268 :
I would attempt a balance transfer application for 0% on both and pay them off at the same time
2026-10-23 12:04:43
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lisa_taylor000
Lisa :
I would attempt to merge the two to a 0% interest, but if you can’t do it, I’d do the biggest APR first as the balance is smaller
2026-10-23 12:16:46
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sammibksylo
Sammi - Sorting my life out :
what was the solution?
2026-10-23 15:10:44
2
bekhalovesacoffee
BekhaK :
id transfer them to a 0% and pay off what I could. that interest is basically wiping out any repayments
2026-10-27 09:32:30
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