@intels5: A single adult needs more than $80,000 a year to meet SmartAsset’s benchmark for comfortable living in every U.S. state. West Virginia has the lowest estimated requirement at $81,245, while Hawaii tops the list at $129,002. The calculation combines MIT’s estimates of essential expenses with a budget allocating 50% to necessities, 30% to discretionary spending and 20% to savings. It measures room for spending and saving beyond basic needs. For households with two working adults and two children, the estimated requirement exceeds $200,000 in 40 states. Source: SmartAsset.

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Monday 26 October 2026 17:00:00 GMT