Coast fire is dangerous. It assumes the next X years will go off without a hitch
2026-10-23 23:20:58
144
Katie Anne 🇨🇦 :
I had that 110k! But then I bought a house 🤷🏻♀️gotta have somewhere to live
2026-10-27 14:26:39
1
ThatGermanBusa :
13 years ahead of schedule
2026-10-26 05:27:31
0
Woodcarver 🥓 :
i cant imagine 1.2 million would be enough in 40 years
2026-10-23 19:13:32
390
AvaMonro 🇧🇿 :
I’m 43. Got $219 only $364,781 to go!!
2026-10-25 19:09:07
0
Slick :
28 with 175k invested. Still pushing hard
2026-10-23 15:29:03
126
bryceprotoj :
Assuming you’re living off of an 8% return from the $1.2M, which is $96k, + the $20k from SS, you would have $116k to play with. That would work right now for most people but those same dollars 30 years from now with 2-3% inflation would only have about half the purchasing power. Not enough imo
2026-10-26 16:36:49
4
Jeffrey McG :
And what if my annual net income is $30000 Canadian?
2026-10-27 12:24:57
1
PoggersMan :
So you’re saying I’m there???? LETS GOOOO
2026-10-23 19:46:24
10
user5697669205749 :
I am 35. I have about $320k invested… of that $150k is in a brokerage account…the rest is in retirement accounts. How well am I doing? What age do you think I could retire. I get a pension that’s about 65% of my final pay and I’m making $11k a month now
2026-10-23 16:33:33
11
Sovereign :
1.2m ain’t worth shi. Especially if you’re 25. In 40 years 1m will be equal to 100k today
2026-10-24 00:50:46
0
Ralph T :
What if you’re at 0$ at 35 but your house is paid off with 500k equity?
2026-10-23 21:29:05
2
Not impressed spidey :
Zamn… I’m 35 and have 155k
2026-10-23 16:42:10
0
Geeter :
That’s assuming Social Security money you’re not getting if you retire at 60 lol.
2026-10-23 18:04:47
19
RCBear3 :
You said that you assumed that you’ll retire at 60 and then you mentioned Social Security income. When are you taking Social Security? You can’t get it at 60. And how are you gonna pay for health insurance for those first five years?
2026-10-23 17:21:32
8
Mikala :
Can you do $100k?
2026-10-25 21:15:19
1
Linderr RuÉtton🦋🩵 :
38 with $312k does that mean I hit coast fire
2026-10-23 16:14:41
0
Degenerative AI 🤖🔪 ☠️ :
Seems WAY too low. Double it for the next person
2026-10-23 23:50:24
6
Roy Kent :
I’m 36 and I have that much in my brokerage accounts. My goal is to have enough in my brokerage accounts to retire at 55 and use those accounts as a bridge until I can access my retirement accounts at 60. I’ll also have a pension in my 50s which helps.
2026-10-23 14:48:07
30
nihkeys :
Does money in ur 401 k count ?
2026-10-23 23:28:50
0
Stephen Koehn :
Wait… explain this to me like I’m 5. If I have $245k in the stock market by 40… I’m good?
2026-10-23 15:58:09
3
cruciferousvegetable :
I’m 45 making 162k a year. I have 200k in my 401k and 40k in my HSA. I know I can’t retire at 60.
2026-10-23 15:25:41
4
Hank Scorpio :
Wait I’m 46 and at about 350…..
2026-10-23 21:27:54
1
user8404032191409 :
I like this version. I clearly missed FIRE, but I can do this.
2026-10-24 00:16:38
2
Legacy :
SS is going to run out in 10 yrs let alone in 37 for me
2026-10-25 07:04:35
1
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