@budgeters_anonymous: #coastfire #retirement #retireearly

Dan the budget man
Dan the budget man
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Region: US
Friday 23 October 2026 13:00:15 GMT
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fire72874
FIRE72 :
Coast fire is dangerous. It assumes the next X years will go off without a hitch
2026-10-23 23:20:58
144
aviatorkater
Katie Anne 🇨🇦 :
I had that 110k! But then I bought a house 🤷🏻‍♀️gotta have somewhere to live
2026-10-27 14:26:39
1
thatgermanbusa
ThatGermanBusa :
13 years ahead of schedule
2026-10-26 05:27:31
0
woodcarver
Woodcarver 🥓 :
i cant imagine 1.2 million would be enough in 40 years
2026-10-23 19:13:32
390
ava_monro83
AvaMonro 🇧🇿 :
I’m 43. Got $219 only $364,781 to go!!
2026-10-25 19:09:07
0
slickwillie12
Slick :
28 with 175k invested. Still pushing hard
2026-10-23 15:29:03
126
bryceprotoj
bryceprotoj :
Assuming you’re living off of an 8% return from the $1.2M, which is $96k, + the $20k from SS, you would have $116k to play with. That would work right now for most people but those same dollars 30 years from now with 2-3% inflation would only have about half the purchasing power. Not enough imo
2026-10-26 16:36:49
4
artistjeffreymcg
Jeffrey McG :
And what if my annual net income is $30000 Canadian?
2026-10-27 12:24:57
1
givesucc
PoggersMan :
So you’re saying I’m there???? LETS GOOOO
2026-10-23 19:46:24
10
0520l3
user5697669205749 :
I am 35. I have about $320k invested… of that $150k is in a brokerage account…the rest is in retirement accounts. How well am I doing? What age do you think I could retire. I get a pension that’s about 65% of my final pay and I’m making $11k a month now
2026-10-23 16:33:33
11
user9295850277
Sovereign :
1.2m ain’t worth shi. Especially if you’re 25. In 40 years 1m will be equal to 100k today
2026-10-24 00:50:46
0
ralph.t6
Ralph T :
What if you’re at 0$ at 35 but your house is paid off with 500k equity?
2026-10-23 21:29:05
2
zee_be_e_z
Not impressed spidey :
Zamn… I’m 35 and have 155k
2026-10-23 16:42:10
0
superway26
Geeter :
That’s assuming Social Security money you’re not getting if you retire at 60 lol.
2026-10-23 18:04:47
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rcbear.3
RCBear3 :
You said that you assumed that you’ll retire at 60 and then you mentioned Social Security income. When are you taking Social Security? You can’t get it at 60. And how are you gonna pay for health insurance for those first five years?
2026-10-23 17:21:32
8
mikalalala4
Mikala :
Can you do $100k?
2026-10-25 21:15:19
1
lxxndaa_
Linderr RuÉtton🦋🩵 :
38 with $312k does that mean I hit coast fire
2026-10-23 16:14:41
0
ronaldraygun88
Degenerative AI 🤖🔪 ☠️ :
Seems WAY too low. Double it for the next person
2026-10-23 23:50:24
6
rope6978m9q
Roy Kent :
I’m 36 and I have that much in my brokerage accounts. My goal is to have enough in my brokerage accounts to retire at 55 and use those accounts as a bridge until I can access my retirement accounts at 60. I’ll also have a pension in my 50s which helps.
2026-10-23 14:48:07
30
nihkeys
nihkeys :
Does money in ur 401 k count ?
2026-10-23 23:28:50
0
fa_coach_stephen
Stephen Koehn :
Wait… explain this to me like I’m 5. If I have $245k in the stock market by 40… I’m good?
2026-10-23 15:58:09
3
cruciferousvegetable
cruciferousvegetable :
I’m 45 making 162k a year. I have 200k in my 401k and 40k in my HSA. I know I can’t retire at 60.
2026-10-23 15:25:41
4
fattyboombatty8
Hank Scorpio :
Wait I’m 46 and at about 350…..
2026-10-23 21:27:54
1
nickthepickk
user8404032191409 :
I like this version. I clearly missed FIRE, but I can do this.
2026-10-24 00:16:38
2
legacyafthr0
Legacy :
SS is going to run out in 10 yrs let alone in 37 for me
2026-10-25 07:04:35
1
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