@greatinvestments: Same £250k, same average return, same withdrawals. After 10 years: ~£148k vs ~£227k. The only difference was the order the returns arrived in. That's why I keep 2 years of spending in cash. Part 5/7 of my £250k retirement series. 👉 Want a proper investing process? Link in bio. Capital at risk. Education only, not financial advice. #sequenceofreturns #retirement #cashbuffer #investing #alpeshpatel