@millennial30something: Your debt snowball (extra debt payment) doesn’t have to start at $2,000. Mine certainly didn’t! 😂 One of the biggest things that helped me pay off over $100k of debt was learning to stop treating paid-off minimum payments like extra spending money. Every time I eliminated a debt, that payment got a new job: helping me pay off the next one. 18 paid-off debts later, those payments have turned into a $2,000 month (and y’all I CANNOT wait for the day that this money gets to stay in my pocket)!!! 🙌 This is your reminder that you don’t have to wait until you have hundreds of extra dollars to start making progress. Start today. Start small. Just start! It’ll grow! If you’re ready to get organized and actually SEE your debt going down, my Debt Tracker can help you track your balances, payments, and progress along the way. Comment TRACKER and I’ll send you the link! 💸 #DebtFreeJourney #DebtSnowball #StudentLoanDebt #DebtPayoff #PersonalFinance @Old Navy