@felix.padilla.eng: YOUR CREDIT CARD RATE MONTHS TO CLEAR $10,000 $10,000 starting balance and a fixed $300 or $500 monthly payment. Rows are hypothetical annual interest rates divided by 12, not live offers or lender minimums. Values are MONTHS to clear the full debt, including a partial last payment. No fees or new purchases. Every payment exceeds initial monthly interest. Both the rate and the payment change the wait. Use income and commitments in Deco to calculate what extra payment you can sustain. Find room to pay your card faster. Search “Deco budget” in the App Store. Source https://www.consumerfinance.gov/consumer-tools/credit-cards/ #PersonalFinance #DecoBudget

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