@felix.padilla.eng: DOWN 50% UP 50% IS NOT ENOUGH The first column is a loss in value. The second is the gain needed from the reduced balance to reach the original value again. $100 falling to $50 needs a 100% gain to get back to $100. Formula loss/(1−loss). Gains rounded to the nearest whole percentage point. No contributions, withdrawals, dividends, fees or tax. This is arithmetic, not historical returns, a recovery timetable or a promise. A sustainable contribution budget helps separate investing from money needed for bills. Use your actual income and commitments in Deco. Find your sustainable investing budget. Search “Deco budget” in the App Store. Source https://www.investor.gov/introduction-investing #PersonalFinance #DecoBudget

Felix Padilla Engstrom

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Sunday 25 October 2026 17:02:52 GMT