@felix.padilla.eng: S&P 500’S WORST DECADES THE 10 YEARS AFTER The ten lowest total returns among every complete ten-calendar-year rolling window from 1928 through 2025. PERIOD is that first ten-year window; LOWEST 10 Y is its TOTAL return; NEXT 10 Y is the total return over the immediately following ten years from that period’s own starting balance. Not annualized returns and not returns to add together. Some of the ten lowest were still positive. Windows overlap, so these are not ten independent episodes. USD historical S&P series including reinvested dividends, before fees, tax and inflation; pre 1957 values use the historical predecessor series. Computed from the original NYU workbook annual returns. Past recovery does not guarantee future recovery. Use income and bills in Deco to calculate a sustainable investing budget. Build an investing budget you can keep up. Search “Deco budget” in the App Store. Source https://pages.stern.nyu.edu/~adamodar/pc/datasets/histretSP.xls #PersonalFinance #DecoBudget