@neilinvests: From April 2027 this is coming in to ‘encourage’ more people to start investing. What a joke.

Neil Invests
Neil Invests
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Region: GB
Tuesday 27 October 2026 07:51:27 GMT
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sailingreality
Sailing_Reality :
They do not want people to have savings. Period.
2026-10-27 09:17:30
40
dowls281119
DOWLS281119 :
Wait for today's budget 28th October 2026 Hopefully it's going to stay at 20k🙏🙏
2026-10-28 11:01:15
0
wol3771
RealityReno :
Well you do know why they are doing it.
2026-10-27 09:05:19
48
pat33201
Pat :
I’m confused by the suggestion that all world funds make money - I put £3000 in around 3 months ago and it’s lost money - not a great illustration and yeah I know it’s.longer term investment but
2026-10-27 09:24:46
1
baelladonna
️ :
I’ll put it in my mattress.
2026-10-27 12:00:03
8
jonathan.roberts304
Jonathan Roberts :
For Stocks and Shares ISA - Under 65 you can put £20,000 a year in still. £19,999 into Royal London Short Term Money Mkt Y Acc fund(pays 3.9%). £1 in Nvidia. As long as something (the £1) is in shares you are fine.
2026-10-27 09:38:15
0
ganougah
ganougah :
Help people understand that this change would be beneficial for most. The returns on cash ISA in recent times have been woeful
2026-10-27 11:55:44
3
toktik.8421
Hmm :
How many people on the Uk can afford £20k a year to invest? Thats going to be your standard diesel bill a year
2026-10-27 14:15:19
0
zombie_jeebus
David :
I suspect that will be getting dropped on the budget later and the 20 K will remain
2026-10-28 12:00:29
0
chrismortenkuehn
Chris Morten-Kuehn :
Just put it in a stocks isa
2026-10-28 06:55:42
0
ashp_1
Ashley Phillips :
People in UK also don’t invest it into UK stocks
2026-10-27 13:22:36
9
frankdavison2
frankdavison2 :
people will hide money in the house like they did years ago. Cash will make a come back
2026-10-27 19:30:27
1
catherined2024
Catherine-Mary ❤️ :
I wish I understood it better. I'd try and have a go, if I did.
2026-10-27 11:16:40
1
benw871
benw871 :
Withdraw the lot and get gold!!!
2026-10-27 14:04:11
0
cmd2444
chris macdonald :
spend your money while your young and can enjoy it
2026-10-27 14:09:38
0
greenmoonfollowthefox
GreenMoon :
The UK pushing people to invest makes me nervous that the market is about to crash, making me less likely to invest
2026-10-27 11:10:42
16
digitalbobbyhq
DigitalBobby :
That's fine, can't save 12 grand a year either.....
2026-10-27 08:18:45
11
bruciecabanos
bruciecabanos :
It’s just make people go to different savings methods
2026-10-27 11:07:14
5
its.michaeljames
its.michaeljames :
Nightmare
2026-10-27 11:41:17
1
edition38
Edition38 :
can I put 12.500 then 7.500 in a stocks n shares ?
2026-10-27 08:34:43
2
tiktok.tim67
TikTok Tim :
It's madness you can't even transfer funds from a stocks and shares ISA to your cash ISA from 2027
2026-10-27 10:42:23
2
matthewverity
MattyV :
If you have more than £20k in stocks you can actually get £20k in a cash ISA for one last year. April 5th switch £20k into a cash ISA from your stocks, it's an immediate transfer if it's on the same platform, then the next day put the £20k back into the stocks.
2026-10-27 09:20:54
0
user195122297021
user195122297021 :
I will buy gold sovereigns instead..
2026-10-27 13:13:22
4
jennifer.ewart
Jennifer Ewart :
I will never put the remaining £8,000 into a stocks and shares ISA
2026-10-27 20:49:10
0
misdnightstar_2026
Midnightstar_2026 :
This idea has been scrapped
2026-10-28 18:07:07
2
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