@profitequationhq: Retiring On $150K A Year Could Take This Much Per Month, Depending On The Starting Age: - Start at 20: $358 a month - Start at 30: $988 a month - Start at 40: $2,826 a month - Start at 50: $9,048 a month - Start at 60: $48,426 a month The target is $3.75 million, which is $150,000 a year using the 4% rule. Starting at 20, growth could cover about 95% of that target. Starting at 60, growth covers only about 23%, so almost all of it has to come from contributions. The monthly cost climbs with every year of waiting. The 10% used here is a hypothetical based on my own long-term experience investing in VOO and QQQM together. Note: This leaves out Social Security, which could lower the amount needed. Follow @profitequation_hq for more simple investing education. Free investing checklist in my bio. Want to learn how I invest? DM me "ECR". This content is for educational purposes only and is not financial advice. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. Hypothetical example using a 10% annual return compounded monthly, a balance targeted at age 65, and $150,000 a year based on the 4% rule, which is not a guarantee. Social Security, taxes and inflation are not included. #investingtips #investor #retirementplanning #investingforbeginners #investing

Leigh | AutoPilot Investing

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Tuesday 27 October 2026 12:46:19 GMT