@fireplaybook: Social Security isn’t disappearing — but that doesn’t mean you should build your entire retirement around it. The latest projections estimate that the combined Social Security trust fund reserves could be depleted in 2034. If Congress made no changes, ongoing revenue would still be enough to pay roughly 83% of scheduled benefits. That makes the strategy pretty simple: know your estimated benefit, understand when to claim, build your own investments and savings, and treat Social Security as one piece of your retirement plan — not the whole plan. The earlier you prepare for multiple income sources, the less dependent your retirement becomes on decisions outside your control. #SocialSecurity #RetirementPlanning #Retirement #FinancialIndependence #PersonalFinance

The FIRE Playbook

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Tuesday 27 October 2026 15:14:51 GMT