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@driftlings.game: Driftling dance party 🕺 #driftlings #cozygames #cozygaming #indiegame #iphonegames

Driftlings Game
Driftlings Game
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Region: US
Tuesday 27 October 2026 21:38:02 GMT
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WHAT'S ACTUALLY IN THE PRICE OF A NEW HOME IN CANADA? What are you actually paying for in a brand new home? Take a $1,000,000 new semi in Toronto. Before anyone picks up a hammer, the builder has paid the city $137,846 in development charges for pipes, roads and transit. If the deal with Ottawa and Ontario goes through, that drops by about $83,000. On closing day, Ontario and Toronto land transfer tax add $32,950. First-time buyers get up to $8,475 back. HST is about $130,000. For a first home at $1,000,000 or less, the federal and Ontario rebates cover all of it. Approvals in Toronto took about 25 months in the latest CHBA study, and Hamilton 31. The builder pays interest the whole time, and it ends up in the price. Same price in Belleville: $27,808 in development charges and $16,475 in land transfer tax. About $126,500 less, because a smaller city isn't building a subway and still has room in its water plant. Those pipes and transit lines are real costs. If new buyers don't pay for them, everyone's property tax does. Buying new in Ontario? Have a lawyer check Schedule B of the Tarion addendum before you sign. It lists every charge the builder can add on closing day. Free guides and a simple retirement calculator, then one email a month, at calmmoneycoach.com. I'm Brian Orlando, CPA, in Halifax. Advice-only planning through Calm Money Coach. No products, no commissions. Sources: City of Toronto development charges (26 June 2025) and reduction program (28 July 2026); C.D. Howe Institute, Buyers Beware (2023); CHBA Municipal Benchmarking Study (March 2025); City of Belleville By-law 2026-114; Tarion. Ontario examples. Education only. Photo: Downtown Belleville by Dillan Payne (CC BY-SA 2.0), via Wikimedia Commons. #newhome #firsttimehomebuyer #propertytax #personalfinancecanada #canada
WHAT'S ACTUALLY IN THE PRICE OF A NEW HOME IN CANADA? What are you actually paying for in a brand new home? Take a $1,000,000 new semi in Toronto. Before anyone picks up a hammer, the builder has paid the city $137,846 in development charges for pipes, roads and transit. If the deal with Ottawa and Ontario goes through, that drops by about $83,000. On closing day, Ontario and Toronto land transfer tax add $32,950. First-time buyers get up to $8,475 back. HST is about $130,000. For a first home at $1,000,000 or less, the federal and Ontario rebates cover all of it. Approvals in Toronto took about 25 months in the latest CHBA study, and Hamilton 31. The builder pays interest the whole time, and it ends up in the price. Same price in Belleville: $27,808 in development charges and $16,475 in land transfer tax. About $126,500 less, because a smaller city isn't building a subway and still has room in its water plant. Those pipes and transit lines are real costs. If new buyers don't pay for them, everyone's property tax does. Buying new in Ontario? Have a lawyer check Schedule B of the Tarion addendum before you sign. It lists every charge the builder can add on closing day. Free guides and a simple retirement calculator, then one email a month, at calmmoneycoach.com. I'm Brian Orlando, CPA, in Halifax. Advice-only planning through Calm Money Coach. No products, no commissions. Sources: City of Toronto development charges (26 June 2025) and reduction program (28 July 2026); C.D. Howe Institute, Buyers Beware (2023); CHBA Municipal Benchmarking Study (March 2025); City of Belleville By-law 2026-114; Tarion. Ontario examples. Education only. Photo: Downtown Belleville by Dillan Payne (CC BY-SA 2.0), via Wikimedia Commons. #newhome #firsttimehomebuyer #propertytax #personalfinancecanada #canada
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