@alabamamortgageguy: Calling the lender at the offer is too late. Here's where most deals get built backwards. Buyers chase the purchase price. Lenders build the offer around the payment. On a $10K concession, the example in this video: a price cut drops the payment about $60 a month. A seller credit toward the rate drops it about $161. (Example only, not a quote.) But here's the part nobody tells you: your lender should help write the offer, not just sign off on it. Comment OFFER and I'll message you personally.

Aaron Jensen | Mortgage Lender

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Region: US

Wednesday 28 October 2026 02:02:07 GMT