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Wednesday 28 October 2026 02:07:46 GMT
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Giving the washing machine a DEEP clean using these cleaning tablets which removes odours, dirt and residue! It’s so quick and easy to deep clean the machine using these!🙌🏻 #cleaninghacks #deepclean #CleanTok #washingmachinecleaner #tiktokmademebuyit #spotlight #spotlightfinds #cleaning #cleaningtips #cleanhome
Giving the washing machine a DEEP clean using these cleaning tablets which removes odours, dirt and residue! It’s so quick and easy to deep clean the machine using these!🙌🏻 #cleaninghacks #deepclean #CleanTok #washingmachinecleaner #tiktokmademebuyit #spotlight #spotlightfinds #cleaning #cleaningtips #cleanhome
@Le Déclic L'expérience
@Le Déclic L'expérience
YOU INHERITED MONEY. WHAT TO DO WITH IT, STEP BY STEP The average inheritance in Canada is close to $200,000, and it usually arrives while you're grieving. It was Mom's money, and you don't want to be the one who lost it. If you've frozen, that's normal. A Danish study of about 17,000 people after a sudden inheritance found only about 1 in 3 non-investors started investing, even after the biggest ones. So take the pressure off. Park it in a high-interest savings account in your own name, under the $100,000 deposit insurance limit at each bank. A cash inheritance isn't taxed in your hands. Somebody online will tell you to buy a rental property by Friday. It can wait. Keep it in your own name while you think. In many provinces an inheritance kept separate stays yours if a marriage ends, and putting it into the family home can change that. The rules vary by province, so talk it through first. A few months in savings costs very little, and leaving it there for 20 years gets expensive. Since 1900, after inflation, cash earned about 0.5 percent a year and stocks around the world about 5 percent. Then the easy yeses: a 20 percent credit card, the RESP grant, and 3 to 6 months of spending in cash. Money you'll need in 3 years stays safe. Money you won't touch for 7 years or more gets invested simply. And spend some of it on something they'd have loved to see you do. 3 things I'd keep 1. Park it in your own name for a few months, and give the pause an end date. 2. Take the easy yeses first: high-interest debt, the RESP grant and your cash cushion. 3. Invest the long-term money simply, enjoy some of it, and look at the plan every year. My inheritance guide is in my community at calmmoneycoach.com, and my email list is free. I'm Brian Orlando, CPA, in Halifax. Advice-only planning through Calm Money Coach. No products, no commissions. Sources include the Danish inheritance study by Andersen and Nielsen, the Global Investment Returns Yearbook by Dimson, Marsh and Staunton, Cederburg and co-authors on lifetime stock allocations, and Meir Statman. Education only. #inheritance #estateplanning #personalfinancecanada
YOU INHERITED MONEY. WHAT TO DO WITH IT, STEP BY STEP The average inheritance in Canada is close to $200,000, and it usually arrives while you're grieving. It was Mom's money, and you don't want to be the one who lost it. If you've frozen, that's normal. A Danish study of about 17,000 people after a sudden inheritance found only about 1 in 3 non-investors started investing, even after the biggest ones. So take the pressure off. Park it in a high-interest savings account in your own name, under the $100,000 deposit insurance limit at each bank. A cash inheritance isn't taxed in your hands. Somebody online will tell you to buy a rental property by Friday. It can wait. Keep it in your own name while you think. In many provinces an inheritance kept separate stays yours if a marriage ends, and putting it into the family home can change that. The rules vary by province, so talk it through first. A few months in savings costs very little, and leaving it there for 20 years gets expensive. Since 1900, after inflation, cash earned about 0.5 percent a year and stocks around the world about 5 percent. Then the easy yeses: a 20 percent credit card, the RESP grant, and 3 to 6 months of spending in cash. Money you'll need in 3 years stays safe. Money you won't touch for 7 years or more gets invested simply. And spend some of it on something they'd have loved to see you do. 3 things I'd keep 1. Park it in your own name for a few months, and give the pause an end date. 2. Take the easy yeses first: high-interest debt, the RESP grant and your cash cushion. 3. Invest the long-term money simply, enjoy some of it, and look at the plan every year. My inheritance guide is in my community at calmmoneycoach.com, and my email list is free. I'm Brian Orlando, CPA, in Halifax. Advice-only planning through Calm Money Coach. No products, no commissions. Sources include the Danish inheritance study by Andersen and Nielsen, the Global Investment Returns Yearbook by Dimson, Marsh and Staunton, Cederburg and co-authors on lifetime stock allocations, and Meir Statman. Education only. #inheritance #estateplanning #personalfinancecanada
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Как снимать скрыто на камеру телефона? 📱 Показываю приложение, которое позволяет записывать видео незаметно, даже когда экран смартфона выключен. Разбираем, как работает скрытая камера на Android, какие настройки нужно включить и на что обратить внимание. Полезный способ для тех, кто хочет использовать телефон как камеру наблюдения или записывать видео в фоновом режиме. Сохраняй, чтобы не потерять! 🔥 #Android #камера #телефон #приложения #лайфхак

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