Daniel - Gray Area Finance
Region: GB
Wednesday 28 October 2026 11:35:31 GMT
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Realtabs | Verified Money Data :
Day 300 is where the maths turns on you. On the 4p version that is £12 a day leaving the account, and the final month is the most expensive of the year. The reverse idea in the comments is genuinely smart, start heavy in January while motivation is high and coast down to pennies by December.
2026-10-31 18:19:19
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Caron McCulloch520 :
do it in reverse, start with the Dec amount in January and by the end of Dec 27 it will be pennies
2026-10-28 18:53:02
5
Ashley :
Still there bro it’s getting crazy
2026-10-30 14:15:10
1
Paula Jones :
I think it should start high and go low 🤣 that way it's hard when ur still motivated
2026-10-29 06:42:13
8
maame asi :
still going and definitely hanging on for dear life, but also very stubborn so not giving up.
2026-10-29 04:33:22
1
Lucy :
im still going at 4p too cant give up x
2026-10-28 12:36:47
2
Teenylou :
Am over £6 per day cos I started one in Nov & one in Dec and it’s getting sore - but - am sticking with it, will cover Christmas this year 🤑
2026-10-28 14:22:38
2
Lorna|Scottish Wedding Singer :
Me too, im over £10 a day but it will be worth it when its time to cash out x
2026-10-28 13:56:23
1
user4583824740457 :
I successfully completely 1p challenge last year and thought it was a piece of piss so started the 4p one 1st Jan. I’ve not dipped in and spent any cash but I have reduced it down to 2x since it was becoming unsustainable for me. I do have different/other savings pots so there is a lot going on. Aiming for 2k in savings challenge come Dec 31st! Wish me luck! 🍀
2026-10-28 22:25:32
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JAD 💜 :
Still hanging on but I didn’t double the amount £3 Today
2026-10-28 15:59:18
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Hﾒ𝟶 :
Kinda painful rn but seeing how it adds up is acc kinda nice
2026-10-31 02:17:25
2
Cheryl | Savings | Mum & More :
Ha! I’m doing the same and the £1 a week challenge! Every week I’m like “just think of Disney, just think of Disney”
2026-10-28 12:58:08
1
mackinnon25 :
Feel like the reverse (starting high and ending lower) would be better
2026-10-29 10:49:09
1
_deantaylor :
Wish there was a lock option for X days or withdrawal delay, far too tempting to dip in and out!
2026-10-28 13:43:04
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Just Beti :
I’ve never heard of this. Sounds good.
2026-10-28 19:53:26
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Dev | Financial Advisor :
Couldn’t of said this better - I’m in the same position doing the 4p challenge and it definitely is a struggle - I don’t even want to think what December is going to be like (think everyone is getting a meal deal for Christmas 🤣)
2026-10-28 22:33:55
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ResellingwithCait :
I cashed in August!
2026-10-29 17:59:51
1
Paula :
I have 2 separate standing orders of £2.50 pounds per day into my savings that I have reference named Nero and pret. I just make my coffee at home but it's psychologically doesn't count to me as losing money so I don't really notice it as much and across 365 days that's £1, 825 without even really noticing
2026-10-29 11:00:08
1
rosesue17 :
I did the 1p and 4p together so had to change the 4p to 2p. One ends soon and I have the other until the end of the year! Gutted but it was too much!
2026-10-28 19:47:58
1
Faffy Crafter :
I spin a wheel each day so I have a varied amount each day. We are cashing ours in today as we start every year on the 1st of November so we have the money for Christmas. Follow me I try and post every day.
2026-10-31 08:25:41
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sara :
Success needs to be shown and celebrated and not hidden..@Caroline Johnson
2026-10-28 17:39:52
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