@realbraidenshaw: Buy, borrow, die is one of the strategies wealthy families use to build and preserve generational wealth. The concept is simple, but there are a few important things to understand before considering it. Borrowing against appreciated assets can allow you to access cash without triggering capital gains taxes from selling those investments. However keep in mind these loans come with interest costs, repayment obligations, and the risk of having to sell assets if their value declines. Inherited assets may also qualify for a step-up in cost basis, but this depends on how they're owned and transferred. Simply placing assets in a trust doesn't automatically guarantee that tax benefit. This strategy isn't for everyone, and the numbers in this video are illustrative, not guaranteed returns or borrowing rates. Always check with a qualified tax, estate planning, and financial professionals to see if it makes sense for your situation.
realbraidenshaw
Region: US
Wednesday 28 October 2026 17:28:01 GMT
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jsepu24 :
Can you please clarify. What do you mean she's not actually going to pay it, she's going to add it to the balance?
2026-10-28 20:22:02
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Trophy Husband :
Good luck getting a 4% interest rate. Last I checked loan rates on equities was 11%.
2026-10-28 18:55:44
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tstang :
Depends on which state you live in for Estate and inheritance tax
2026-10-30 13:26:07
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j :
Ok but do you pay off the million? Wouldn’t you have to sell the stock to pay it off?
2026-10-28 18:19:53
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toogledown :
Step 1, inherit a $12 million Trust. 😂😂😂 In all seriousness though, this does work. Even at a smaller scale. But it requires self discipline. 🤔
2026-10-28 19:25:26
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Jon | The Home Inspector :
Tell me like I’m 5. So I have money in stocks. I ask the a random bank to borrow like 50 percent of the value? They agree but I only do it if the bank is charging me 4 percent interest or less? Pay only interest… forever?
2026-10-28 23:06:08
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gmusk0 :
Ordinary people cannot get a loan on those assets. We wouldn’t touch a trust as collateral. Who pays the loan when she passes away?
2026-10-28 19:56:42
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Cane’s :
You don’t need a trust to do this (unless for estate planning purposes) you can just use SBLOC against your appreciated taxable account and accomplish the same thing
2026-10-29 15:52:57
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dickpissman :
Nice
2026-10-28 17:34:24
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Murph :
Can u put 401k money in a trust?
2026-10-29 12:03:03
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jayme infanzon :
And when she needs skilled nursing they make her spend down all of her trust funds.
2026-10-29 02:26:18
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tompo8190 :
Is it easy to borrow from the trust?
2026-10-29 11:19:27
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nosahector :
That’s not for the 99%. Good luck dealing with the banks if you’re part off the 99%
2026-10-28 17:59:18
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B-Dizzle :
In principle this strategy works but finding a 4% rate is like seeing a unicorn. Even if you use an institution like FREC it would require you to transfer a considerable amount of yours to borrow against
2026-10-28 22:43:13
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Zaddy :
What about for MLP units?
2026-10-29 06:24:06
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floydplain :
What kind of trust do you setup?
2026-10-28 23:32:09
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user6940209637919 :
How do I do this with my home ?
2026-10-28 20:08:36
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user6195589942412 :
I absolutely love this
2026-10-28 18:34:56
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kalebbrik3632 :
Fyp
2026-10-28 21:30:03
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Nao :
So are you saying you currently have a trust for yourself? I feel like people only make those before they die.
2026-10-29 19:04:54
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sbest0711 :
When is the debt from borrowing $1 million actually paid back. That’s the point. I’m completely missing.
2026-10-28 17:55:35
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Bigslim1974 :
👍👍👍
2026-10-30 00:56:48
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