Would you turn down your DREAM home because it has an HOA? 👀😂 I already know this is going to start a debate. Because the minute I mention that a home is part of a Homeowners Association (HOA), some buyers immediately tell me: “NOPE. Not interested.” And I understand why. HOAs aren't for everyone. But as a Portland, Oregon Realtor with 24 years of experience, here's where I'd challenge you: Do you actually know what that particular HOA covers before you decide against the property? Because not every homeowners association operates the same way. Some have different maintenance responsibilities. Some have more restrictive rules. Fees can vary. And what you're responsible for as a homeowner can vary too. That's why I encourage buyers to understand the actual HOA documents instead of making assumptions. Take Deer Fern Ridge in Bethany, Oregon, for example. This is a 40-home new-construction community by Riverside Homes, and yes, it has an HOA ($1000 per year and covers your front yard landscaping). Representing this commumity, I get to watch these homes take shape every week. Nothing brings me greater joy, than watching neighbors come together and build their community one home at a time. There are multiple floor plans and different layouts to consider. And I wouldn't want someone to automatically eliminate a home that might otherwise meet their needs simply because they saw the letters HOA. Now, does that mean I'm telling you to ignore the HOA? ABSOLUTELY NOT. 😂 Before buying a home in an HOA community, I'd want you to understand: 🏡 What are the monthly or annual dues? 📄 What do the governing documents actually say? 🌳 What maintenance or services are covered? 🚗 Are there parking or property-use restrictions? 💰 Are there assessments or other financial obligations to consider? 🔍 What responsibilities remain with the homeowner? Those are the kinds of questions worth asking BEFORE making a purchase decision. Because buying new construction isn't just about selecting the right floor plan, finishes, or lot. It's about understanding the complete ownership experience. My job isn't to convince you to love an HOA. It's to make sure you understand what you're agreeing to. So now I want to hear from you. Are you a HARD NO on HOAs, or would you consider one if you really loved the home? 😂👇 And if you're interested in exploring Deer Fern Ridge in Bethany, Portland, Oregon, comment “DFR” or DM me “DFR” for current floor plans and community details. Invested in your outcome. Every time. #HOA #HomeownersAssociation #HOAFees #DeerFernRidge #BethanyOregon #PortlandOregon #NewConstruction #PortlandNewConstruction #OregonRealEstate #PortlandRealEstate #HomeBuyingTips #HouseHunting #RealEstateTok #eXpRealty - @tamikopdxrealtor