@airic.z: More ISA changes from the autumn budget and now Lifetime ISAs are actually worth it (IMO) I am very happy with the lifetime ISA penalty being reduced… hoping they change the £450k cap next 👀. What are your thoughts?

Airic
Airic
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Region: GB
Thursday 29 October 2026 08:39:22 GMT
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mattlock_26
Matthew Lock :
Lifetime ISAs were always worth it
2026-10-29 09:15:56
170
hamadthewun
hamadthewun :
Whos the cheapest to open a LISA with? Is it Dodl by Aj Bell?
2026-10-29 09:09:40
5
huz_h1
H :
Would be open to it if it earned interest equal to inflation
2026-10-29 15:53:30
20
aaronc533
Aaron :
What if I buy within the first 12 months? Will I still be penalised at 25%?
2026-10-29 09:08:58
19
oliverbroadbent2
oliver broadbent :
starting from now, would you recommend using a LISA for retirement savings?
2026-10-29 08:47:13
16
sushiisas
Sas :
Hi, I still have a help to buy (maxed out) but unsure if I will use the money before the deadline... should I open a LISA?
2026-10-29 09:32:31
12
hikari.uchiha34
Hikari Uchiha :
What if the home is above 450k ? Is it still worth opening one
2026-10-29 13:00:29
5
midnightdrift11
✨𝗠𝗶𝗱𝗻𝗶𝗴𝗵𝘁💫 :
Are life time Isa’s just for first time buyers?
2026-10-29 10:20:59
7
shabz061
S :
Anything for the over 40s
2026-10-30 06:19:41
0
1222vsv
... :
For the LISA is the 25% penalty still there if you take the money out not for a home or retirement
2026-10-29 13:29:04
1
sausagegobbler251
SAUSAGEGOBBLER :
They will remove the reduction before they build to anything worth it
2026-10-29 16:53:55
13
charlenelikesardines
Charlene :
Is it possible to use some of the money for a house over 450k with the new 20% penalty and leave the rest for retirement and still get the bonus at retirement age?
2026-10-29 12:21:17
4
okwisa499
okwisa :
I’m confused - so do the changes mean money currently in LISAs can now be used to buy first time properties over 450,000??
2026-10-29 10:37:17
4
.devonian
user338732100505 :
Do you need to change your existing lifetime ISA? Or will it convert?
2026-10-29 19:25:45
1
melnation11
Melina :
How do you open one?
2026-10-29 16:02:47
0
mmmhwsws
m :
ive already bought a house, what would you recommend
2026-10-29 09:16:02
1
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