@financewithpatrick: My dad has €120,000 sitting in his bank account. Is that a smart financial decision? Having money in the bank might feel safe, but with inflation reducing your purchasing power over time, keeping all your savings in cash could be costing you more than you think. So how much should you actually keep in your bank account, and what should you do with the rest? Understanding the difference between saving and investing is one of the most important steps towards building long term wealth. Want to learn how to put your money to work? Join my online Investing Bootcamp, where we’ll open your investing account, build your portfolio and create a plan tailored to your financial goals. Comment BOOTCAMP and I’ll send you all the details. What would you do with €120,000? Keep it in the bank or invest part of it? Let me know in the comments. Follow for more financial knowledge you never learned. #PersonalFinance #Investing #Savings #FinancialEducation #InvestingForBeginners #InvestingMalta #Malta

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Friday 30 October 2026 15:00:00 GMT