🇬🇧 THE AUTUMN BUDGET 2026: WHO REALLY PAYS? Landlords, tenants, savers and homeowners are all facing changes following the latest UK Budget. Here’s what the announcements could mean for your money. 🏠 1. Landlord taxes are increasing. From April 2027, the announced property income tax rates are 24%, 44% and 49%. These apply to taxable rental profits, not total rental income. 💷 2. What does that mean in pounds? A basic-rate landlord making £10,000 in taxable rental profit could pay £400 more annually compared with the rates before the 2025 Budget. That’s assuming the full amount falls within the basic-rate band. 🔑 3. Tenants could end up paying more. Higher landlord taxes may put upward pressure on rents as landlords attempt to protect their returns. However, rent increases aren’t guaranteed and depend on local market conditions. 🏦 4. Savings are being targeted too. From April 2027, higher tax rates on taxable savings interest could mean a bigger bill for some savers. ISAs and existing tax-free allowances remain important. 🏡 5. Expensive homes face additional charges. Qualifying properties worth more than £2 million in England face an additional annual charge of £2,500 to £7,500 from April 2028. ⚡ 6. Energy support is coming. A £100 payment is planned for eligible households in England from January 2027, with up to 20 million households potentially benefiting. 💡 7. Electricity VAT relief continues. The temporary 0% VAT rate on electricity has been extended until July 2027, intended to reduce household energy costs. 🔥 8. Gas standing charges could disappear. The government wants Ofgem to remove them, but costs would be shifted into unit rates. That means lower fixed charges wouldn’t necessarily mean lower bills for everyone. ⛽ 9. Fuel duty remains frozen. The existing 5p per litre reduction has been extended until July 2027, providing continued relief for motorists. 🧾 10. VAT stays at 20%. There has been no general increase in the standard VAT rate. Here’s what concerns me most. When you increase the cost of providing rental housing, those costs don’t necessarily stay with landlords. Some may absorb them, others may increase rents where the market allows, and some may reconsider their investments. That doesn’t mean every tenant will pay more. But it does raise questions about the longer-term impact on rental supply and affordability. And while there are measures intended to help with energy bills, we need to look at the overall impact rather than individual announcements. What do you think? Will landlords absorb the extra costs, or will tenants ultimately pay more? Source: HM Treasury, Autumn Budget 2026. #AutumnBudget2026 #uk #Landlords #Renting #Property - @theanxiousinvestor