@my_moneycoach: He bought his first home for £390,000—but feels Help to Buy didn’t live up to its name. In this episode of My First Home, one homeowner shares why he felt let down by the former government scheme and what he would do differently. His advice to aspiring first-time buyers? If staying with your parents is an option, use that time to build your savings before buying. Did Help to Buy work for you—or would you have taken a different route? #firsthome #firsttimebuyer #money #renting #uknews

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Region: GB
Friday 30 October 2026 15:00:42 GMT
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yak_brad
Yak_Brad :
Isn’t on the help to buy scheme, but he knows it’s a scam….
2026-10-30 18:45:55
782
.chris.dunn
Chris Dunn :
Don’t use “help to buy” wait for a 1 in a billion chance of a developer offering you a £110k discount on a house 😂 cheers lad.
2026-10-30 17:38:29
169
grantfellows6
grantfellows6 :
he's not wrong. people who used the buy half and rent the other half had nothing but trouble.
2026-10-30 21:13:32
56
h132408
Pastor Tobi :
Sold for 110k more than purchase price. Minus the Interest, he only made 30k profit Maximum
2026-10-30 16:01:46
71
.vinno
vinno :
they will change the terms like the student loans!!!
2026-10-30 17:20:26
1380
fraser_johns
Fraser :
His scenario has nothing to do with the help to buy scheme, he clearly bought a property that was not eligible for the scheme.
2026-10-30 17:19:30
166
alexcrossuk
Alex Cross :
Help to buy was incredible for me
2026-10-30 16:58:21
16
marineengineer1989
Marine Engineer :
Great advice
2026-10-30 16:32:25
452
jamesingham0
James :
Its the help to sell scheme
2026-11-02 09:26:36
3
kelandjazzy
Kelly Ahmed :
I used help to buy worst thing I ever did I didn’t even need it at the time was just wrongly advised as a first time buyer
2026-10-30 17:09:34
72
ameerahfalzon
🫶🏾 :
He’s cute
2026-10-31 09:49:35
23
dimilskn
dimilskn :
Yes even my mortgage advisor was against using gov scheme.
2026-10-30 21:23:50
60
nicnips
nic :
it’s a scam because they don’t just want the amount they lend you back, it’s 20% of the property value at sale so they take a massive chunk of equity. you’re best off getting a loan to pay help to buy off and get rid entirely.
2026-10-31 09:25:44
18
jack06264
Jack :
He looks like Glen Powell
2026-10-30 18:17:06
21
abu.1287
abu.1287 :
What about LISA
2026-10-30 18:15:06
1
martin.didlock
martindidlock :
Don’t worry don’t buy to rent because the government will stop all you from increasing the property prices and stop people who need housing to live not making a profit
2026-11-02 06:32:30
1
mattyb3503
MattyB :
Brother is correct. Same as in Aus
2026-11-02 05:02:43
0
l.ja.93
LJ :
lifetime isa is the only way
2026-10-31 16:18:02
12
bgaaar
Bgaaar :
That’s not his lived experience. He didn’t use Help to Buy.
2026-10-30 15:51:15
30
hanafieuwais
avalancheskyhigh :
what a beautiful man
2026-11-01 09:59:42
8
drimisaac
Cool guy :
mortgage is a scam
2026-10-31 05:31:49
36
rachexpl6xr
kimmance87 :
I avoid everything like this. Always dressed up as help but it gets you into more debt. Just buy cheaper if you want on the ladder.
2026-10-31 07:59:06
40
dride4ksucks
Dride4KSucks :
Help to buy only applies if your house is under £250k or £450k in London. £200k is a 1 bedroom flat. Help to buy is going to end up being a huge waste of time & money for a lot of people as house prices continue to rise.
2026-10-30 23:23:52
7
theleonidalocal
TheLeonidaLocal :
The crucial thing I did right was take the help to buy loan very seriously. Every time my mortgage got paid, I put more away to pay off the loan before interest started
2026-10-30 16:51:19
12
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