@wealthyffect: You made the payment, your account is current. But how much closer are you to the finish line? Minimum payments serve a real purpose, especially when money is tight. Your statement’s payoff disclosure and APR show the part that is easy to miss: how long repayment may take and how much interest may collect along the way. Open the statement. Read the timeline. Compare your repayment options. If additional principal fits your budget, see how it changes the payoff date without sacrificing groceries, housing, medicine, transportation, or other essentials. Know what the minimum does, what it costs, and how long it may keep you paying. THE SCARIEST NUMBERS EPISODE 3 OF 6: THE MINIMUM #TheScariestNumbers #DebtEducation #FinancialLiteracy #MoneyManagement #Wealthyffect

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Friday 30 October 2026 16:16:46 GMT