@heikoinvests: Everyone says invest instead of paying off your bond. I'm a CA, and I'm doing the opposite. A guaranteed, tax free return, peace of mind and one clear goal beats chasing a possible AI bubble for me. Are you team mortgage or team investing? Tell me why below 👇 Disclaimer: Educational content only, not financial advice.
So I park it all in my access bond, get the guaranteed savings and when the market dips (and it will), I buy the bargains. My only concern is that our biggest asset (for now) is then exposed to SA risk (concentration risk)...
2026-10-31 07:09:15
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Johan Schenck :
There are also alot of people promoting not owning your primary residence and I would argue that the quicker you pay off your bond the quicker you have 10-20k per month to invest. Sonif paid off by 40 years old you have 25 years of compounding in investment (which should compensate for most market cycle crashes) and your primary residence would have grown in value even if not at the same rate as 8-9% average investment returns you still have the peace of mind and an emergency fund?
2026-10-30 18:51:12
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LN Accounting & Tax Advisory :
Great video
2026-10-30 17:19:22
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