@b.m85636: Risk before reward. Facts before guesses. Money for near-term goals stays protected. I WANT TO START INVESTING: How to Understand Stocks, Manage Risk, and Make Your First Investment Plan by Bosco Mutarambirwa helps ages 12-15 practice evaluating investments, fees, scams and alternatives before using real money. No stock picks. No pressure to buy. Available now on Amazon. Search I WANT TO START INVESTING by Bosco Mutarambirwa. #FinancialLiteracy #TeenMoney