Angela
Region: US
Sunday 01 November 2026 18:36:49 GMT
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Wayne :
I bought my wife’s $7,000 car with a 401k loan. I pay back $220 a month for 36 months.
2026-11-02 15:29:27
2122
Yanni, La Sanadora :
I withdraw my 401k, took it all, paid the penalties $8000 and bought a home back in 2020 and today my loss of $8,000 has made me about $245k. Dont be afraid to do things differently than what you been indoctrinated. and yes, I knew all the 401k in service...
2026-11-02 22:22:30
1757
GB :
If you borrow from your 401k, you pay yourself the interest instead of a bank. So if you invest conservatively, like I do, it’s a win.
2026-11-01 19:29:53
1669
Spicy cat :
I took out a loan from my 401k to pay off my credit cards and my car loan. Best thing I’ve ever done
2026-11-02 14:33:59
778
Shay :
Yup! I bought my house with my 401k
2026-11-02 00:51:33
512
Shellygunter1015! :
You can pay yourself back, but you don’t have to. It’s YOUR money 😂😂😂
2026-11-02 02:34:01
273
JD :
I just used my 401k to buy a truck. My loan is paid back at ~250 a month taken directly from each check.
2026-11-02 20:42:24
126
Mike T. 777 :
I withdrew money from my 401k to put down 20% down payment on my house. No payback but I did pay taxes on it
2026-11-02 04:00:18
35
Boo 16 :
I take money all the time lol. Sometimes I take a loan sometimes I take a hardship withdrawal
2026-11-03 01:50:20
61
user4420916321089 :
Thats the best loan u can get because u pay yourself back plus what your employer pays in
2026-11-02 11:13:42
111
everythingsachievable :
my buddy did the same and instead of paying like 800$ a month in payments hes paying like under $400 with the loan
2026-11-02 12:44:05
182
ElHuertoDelRancho :
I quit and got penalized 🫢😂
2026-11-02 18:11:48
11
Phukntex40 :
It works took me 2yrs to pay 5k loan at 200 month something like that.
2026-11-02 05:59:25
35
🍗🥧LadyM (Marianne)🍗🥧 :
you should be able to take from YOUR 401k anytime you want. it's your money!
2026-11-02 01:52:28
35
Vic Damone Jr :
Sometimes you gotta do what you gotta do. Take care of you today because tomorrow isn’t promised.
2026-11-02 19:57:59
43
KellyGirl :
I just took a 401k loan to pay off a high interest high balance credit card. The loan has way cheaper interest. I locked that card & won't be using it at all now.
2026-11-03 19:19:45
15
Dirtyhalo :
I’ve taken loans against it on my 401(k), and I pay myself back and I make my own interest off of it. And they’re paid off.
2026-11-02 00:23:41
64
linas.chismetok🇲🇽🍵🐸 :
Yup! Take advantage of that 401k loans 💅🏼
2026-11-02 21:53:42
9
itsawonderfulworldta :
During Covid they allowed withdrawal without penalty, I withdrew majority of mine and built myself the most beautiful kitchen. Worth it!
2026-11-03 05:40:35
9
da806Nopal🌵🇲🇽🇺🇸 :
Yall have 401Ks? 🥀🥀🥀
2026-11-02 06:01:35
22
❌️WiScottson❌️ :
ive borrowed from it a few times and its a great way to self fund a purchase but never checked into any other options
2026-11-02 00:06:15
5
Ileyotos78 :
I did this. Bought a car and payment was $709. Then got a loan from my 401k and payment was $530/mo. Best thing ever. Paid myself back.
2026-11-03 06:05:18
6
Gary Marc :
Life happens, AC break down, plumbing leaks, medical expenses pop up. So it’s always good to have this in case of an emergency. If you need to take a loan, it’s always better to pay yourself back with interest, than the bank.
2026-11-02 00:00:17
8
Rose :
I work for a 401k company and yes they do it all the time. Even for house loans and interest go back to you account is a win win
2026-11-10 01:33:24
1
Tre :
Why do I have to pay back my self I’m not paying it back it’s my money
2026-11-05 01:35:15
1
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