@attheofficelucy: Don't close that credit card just yet! * Closing a card can reduce your available credit. * That can INCREASE your overall utilization (which I am trying to keep low) * If you've had your card for years you will loose that "length of credit history" which is one of the factors that credit bureaus use to evaluate your credit lending FICO score. How much it will affect depends on your individual circumstances. * Consider annual fees, interest rates and whether keeping the card open for you makes sense. #CreditScore #CreditTips #CreditJourney #AtTheOffice #Fico

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Sunday 01 November 2026 19:49:39 GMT