@henry.li8: 先还哪一张 Which Card First? 💳 A friend of mine had two credit cards. One had a small balance. The other charged much higher interest. He asked me, which one should I pay out first? The textbook answer, of course, attacked the expensive one first. Every dollar there saves you the most interest. But he tried that month after month, the balance barely moved. He felt like he's getting nowhere. So he quit. Then he tried the other way. He cleared a small card first, one card gone, zero, done. The small win gave him something the math never did, momentum. He kept going and his second card fell too. So with card first, the honest answer, the order you will actually finish. The best plan is the one you stick with. Pick your order then finish it. Which one would you choose? 💳 #DebtFree #MoneyStory #CreditCards #60Seconds 有个朋友手里有两张信用卡。一张欠得不多，另一张利息高得多。他问我：先还哪一张？ 教科书上的答案是：先攻利息高的那张。那里的每一分钱都省得最多。但他试过了。一个月又一个月，余额几乎没动。他觉得自己根本没往前走，于是放弃了。 后来他换了个办法：先把小的那张清掉。一张卡，没了。清零。搞定。这个小小的胜利给了他一样东西，是算数永远给不了的——劲头。他继续还下去，第二张卡也倒下了。 所以，先还哪一张？老实说：选那个你能坚持到底的顺序。最好的计划，就是你能执行到底的计划。选定顺序，然后还清它。你会选哪一张？💳 #信用卡

Henry Li

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Region: CA

Sunday 01 November 2026 21:03:09 GMT