@mygovexpert: How do I stop Social Security from taking 10% out of my check for an overpayment? You can file Form SSA-632 to request a waiver of the overpayment or ask to reduce the monthly withholding amount based on your actual income and expenses. Request a formal explanation of the overpayment to confirm the debt is accurate before you agree to any repayment plan. Start by requesting a breakdown of the overpayment to verify the amount is correct. Free guides and a real conversation at 24help.org (link in bio) #socialsecurity #ssi #overpayment #socialsecuritytips