@calerapulsenews: Birmingham, Calera and Shelby County residents: ACA Marketplace open enrollment runs November 1, 2026–January 15, 2027. Alabama’s approved average premium increases for 2027: • Oscar: 33.8% • UnitedHealthcare: 27.5% • Blue Cross Blue Shield of Alabama: 19.9% • Celtic/Ambetter: 11.4% These are statewide insurer averages. Your individual increase and monthly cost may differ, and eligible households may qualify for financial assistance. 📅 Select a plan by December 15 for January 1 coverage, and pay your first premium by your insurer’s deadline. 🔗 Compare plans at HealthCare.gov. Sources: Alabama Department of Insurance and HealthCare.gov. #CPN5 #CaleraPulseNews #AlabamaNews #OpenEnrollment #HealthInsurance #ACA #BirminghamAL #CaleraAL #ShelbyCountyAL #HealthcareGov