@raul_yourlender: 🏡📉 MORTGAGE MINUTE | MONDAY, NOVEMBER 2, 2026 🚨 MORTGAGE RATES END OCTOBER AT THEIR LOWEST LEVELS IN OVER A MONTH! The mortgage market is showing signs of improvement as uncertainty in the technology sector sends investors toward bonds. 📊 LATEST NATIONAL MORTGAGE RATE AVERAGES 🏠 30-Year Fixed: 7.27% ⬇️ 🏠 15-Year Fixed: 6.92% ⬇️ 🏠 FHA 30-Year: 6.90% ⬇️ 🇺🇸 VA 30-Year: 6.91% ⬇️ 🏢 Jumbo 30-Year: 7.55% 📉 WHAT'S DRIVING THE MARKET? Concerns surrounding technology companies, AI-related borrowing, and economic growth have helped strengthen the bond market. When bond yields decline, mortgage rates can benefit — although the relationship isn't always immediate or one-to-one. 💡 WHAT DOES THIS MEAN FOR YOU? 🔑 HOMEBUYERS: If you've been waiting on the sidelines, it may be time to revisit your purchasing power and available down payment assistance programs. 🏡 HOMEOWNERS: Have a higher mortgage rate? Let's review your refinancing options and determine whether the numbers make sense. 🏘️ REAL ESTATE INVESTORS: DSCR financing, second mortgages, and alternative documentation programs may offer opportunities worth evaluating. 📊 THE BIG PICTURE Mortgage rates are improving from recent highs, but market volatility remains. The goal isn't to guess the perfect day to buy or refinance. The goal is to understand your options, prepare financially, and be ready when an opportunity makes sense. 📲 LET'S TALK MORTGAGES! Raul Rosado | Senior Loan Officer ALLIANZE MORTGAGE SERVICES, INC. 📧 [email protected] NMLS #1614197 | Company NMLS #346138 DRE #01814066 | Company DRE #01403147 📸 @raul_your_lender 📚 Source: Mortgage News Daily, October 30, 2026. Rates shown are national survey averages, not advertised loan offers. Actual rates, costs, and program eligibility vary by borrower, property, lender, and market conditions. Equal Housing Lender. #MortgageMinute

Raul Rosado

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Monday 02 November 2026 15:02:59 GMT