@money.with.marisa: A budget is just a plan for our money. We are budgeting based on how we value spending our money. November is a very normal income month for us. We both work full time and our 3 kids go to daycare full time. We budget in this order Bills ➡️ investing ➡️ sinking funds for bills ➡️ spending money ➡️ sinking funds for spending money check out my budget template thats linked in my bio!